Nowadays, some investors choose to buy stocks by taking out a loan or credit cards, is buying stocks on credit a bad idea?

With a good mix, a stock investment brings at least 6% in value over the long term. Again and again, stock exchanges provide opportunities that require immediate access, such as in the run-up to corporate takeovers.

Jumps of 20% or more are hard to miss. Even more exciting are investment products with a lever in which the profits multiply accordingly.

Borrow and buy stocks?

However, equities cost money and leverage products require a margin to the provider. So what if your own cash reserves are tight or otherwise fixed? Of course you could borrow and buy stocks. After all, the interest rates are so low that they fade completely before the development of some stock market racers.

For example, over a five-year period, the price of Amazon rose over 700% and Facebook 500%. Other examples, 5G is extremely hot right now, AAOI rises over 1000% since its IPO in 2013. Acacia even managed almost 600% in 5 months alone. This turned $2,000 into $12,000 – in just five months. Taking out a loan and buying stock of it seems only logical in view of these proportions. ... 

In addition to the liability insurance, household contents insurance is a must for personal security. Rely on tailor-made solutions.

A liability insurance is just as important to the insurance as home insurance.

With these insurance policies, you protect yourself against major financial challenges if you are liable for personal injury, property damage or financial loss to others or if your belongings are destroyed, for example, by force majeure.

With a little online research, you can quickly make an insurance comparison and find the right insurance and the optimal rate for yourself and your loved ones. Secure your belongings and assure yourself in good time.

Household insurance – in case of fire, water damage, burglary

The household insurance is one of the property insurance. The inventory of a household against fire, tap water, storm, hail, burglary, robbery and vandalism is insured.

A household insurance jumps in these cases and refunds the insured the cost of purchasing new equivalent inventory. Thus, a household insurance can protect you from major financial losses. ... 

On this site we talk about increasing our income through investment, but to invest, we must first put money aside! As we have seen in previous articles, some people manage to save more than $1000 each month with an ordinary salary, while others end up regularly in the red at the end of the month with the same level of Income. In this article, I will detail the methods and give you a plan in 8 steps explaining how to put money aside easily.

How to put money aside easily?

Let’s see quickly why in my opinion many people can’t manage to save in long terms.

Putting money aside is a bit like making a diet: it is an effort that lasts in time, which does not bring immediate satisfaction, which may seem forbidding, and for which it is necessary to make calculations.

Human brain always seeks immediate satisfaction and short-term pleasures, which is by nature poorly equipped. What prevents you from saving as much as you would like is your brain before everything else. Fortunately you can reprogram it by changing some of your deep beliefs, which will make the task of putting money aside easier. ... 

This blog deals mainly with investment but as everyone knows, in order to be able to invest, it takes money. And to have money you have to save. In this article we will see how to save $1000 per month by having a completely normal salary.

How to save as much as an expert

I deliver below the 3 essential elements:

I. Establish a balance sheet of all your expenses

Get started by drawing up a full balance sheet of their current expenses. If you don’t know where and how far your money is spent, you won’t know how to stop the bleeding. I knew people who ate every day at the restaurant thinking that spending $25 every lunch five days a week had little impact on their finances. They also bought twice a day of coffees at $2. At the end of the month it made more than $300 of expenses dispensable. You will see immediately these $300 appear if you simply take the time to make a balance sheet.

It is possible in many cases to arrive at a winning compromise that will be cheaper and improve your well being (a simple example: preparing in advance your own food will be cheaper and healthier than eating every day at the restaurant). ...