That blackheads, depending on their appetite, leave less of the roast, is known. The same logic applies to asset accumulation. Until all participants have used commissions, there is hardly anything left in life insurance , for example .
Fund managers are also picking up stocks , which is why actively managed funds cost on average almost 2% of the investment amount per year. On average, 0.44% are passive ETFs that simply track the performance of an index. And worse, the index funds also do not fare well. For this they save over the years a few thousand dollars of unnecessary costs.
Which ETF to buy?
In general, ETFs are the better choice. But which ETF should you buy now? The agony of choice results from the fact that they are affordable for every budget. As a savings plan you can already pay $20 a month. With an annual return of 6%, even the small amounts after 30 years at least $19,585.
Anyone who now decides which ETF they should buy, could initially orientate themselves on this brand: The MSCI World with more than 1,600 companies, so to speak, from the global economy and came to its current level since 1970 on an average increase of about 6.8% per year. Thus, the aforementioned savings income is more in the range of $20,000. ...
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